Compare Personal
Bank Accounts

  • Check the latest selected current bank accounts available from the major high street banks with our easy to digest comparison table.
  • Here you will find the latest information on bank account features and benefits, to help you select the best option based on your financial status.

Current Account

Metro Bank Current Account

Monthly Fee

Free

Interest Rate

0%

Overdraft Interest

34% APR

Minimum Monthly Credit

None

ATM World £100 Cost

£4.49

You can apply for a Current Bank Account if you:

•  You’re 18 or over

•  You’re a UK resident

•  You’ll have proof of your identity and address. If you’re a non-UK, EU, EEA or Swiss national, you’ll need a valid visa/residence permit

Easy Online Banking

Control your money on the move with our easy-to-use Online Banking and mobile app.

Free transactions in Europe

Going abroad? You will not get charged for debit card payments and cash withdrawals in a foreign currency in European countries.

It’s simple to switch

Bring everything with you, just open a Current Account then fill out our quick switching form.

 

Current account for Overdrafts

Starling Bank Current Account

Monthly Fee

Free

Interest Rate

0.05%

Overdraft Interest

15% APR*
*Minimum APR based on your credit check

Minimum Monthly Credit

None

ATM World £100 Cost

£0

You can apply for a Current Bank Account if you:

•  You’re 18 or over

•  You’re a UK resident

•  You’ll have proof of your identity and address. If you’re a non-UK, EU, EEA or Swiss national, you’ll need a valid visa/residence permit

Cheque deposits. Just scan the cheque with your camera to make a deposit.

 

Cash. Withdraw from ATMs and deposit cash at any one of the Post Office’s 11,500 branches.

 

Earn interest. Get 0.05% AER on balances up to £85,000.

 

Online banking. You can also manage your Starling account from your laptop or computer.

 

Additional accounts. Like to manage your money across multiple accounts? Add an additional account for £2 per month.

 

Kinder to the planet. Our Mastercard debit card is made from recycled plastic (the very first of its kind in the UK).

 

Suitable account if you have Bad Credit history

Metro Bank Cash Account

Monthly Fee

Free

Interest Rate

0%

Overdraft Interest

Unavailable

Minimum Monthly Credit

None

ATM World £100 Cost

Unavailable

•  You’re aged 11 or older

•  You’re resident in the UK. You’ll also need to provide proof of your identity and address. If you’re a non-UK, EU, EEA or Swiss national you’ll need a valid visa/residence permit.

For 11-15

Mastercard PayPass contactless debit card

Online Banking (Desktop and mobile app)

No monthly account fee

SMS alerts

ATM cash withdrawals

Cash deposits at Metro Bank stores

 

Included also For 16+

Faster Payments

Standing Orders

Last updated on 03 January 2022

We did the research for you

We selected the best options available at the time of publish and we will keep updating them regularly.

 

The fees listed above are accurate at the time of publish. To make sure you have the best deal for your money, we review the listed fees on a regular basis so we can reflect the most accurate selections in the Banking market. Please check our Terms of use policy.

 

If you think there is an error in the published data, please report it to us using our Contact us form